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You’ve offset the rent income with payments on the loan which you took out, to cover the costs of furnishing the place and the restoration. You’ll show a loss on the property for last year, this year, and next year. After that, it’s a wait and see.”“That’s what we’d planned,” Tim said.“Benny, your situation is essentially identical.”“Good.”“However, Tim is paying Two Guys Working about $5,000 a year to pay off his loans.”“I am? How did that happen?”“You borrowed money to restore two houses, and you financed a car.”“I guess I can see that being an issue.”“It’s not really. You’re doing fine. You’re covering your bills and you’re even setting a little aside every month.”“That’s good.”“Benny, with your recent loan, you’re paying $7,250 a year to pay off your loans.”Benny grimaced.“You’re not in that bad of a shape at the moment. Your only other expenses are food, utilities, insurance, books, college tuition, and a prostitute.”That she could say the bit about a prostitute with a straight. The greeting from Simon and Louise was warm and welcoming. I was tired from the drive, but we sat and chatted over a bowl of home-made soup. Simon, like me had aged over the years, he was now a little overweight and balding. Louise at 37 was 24 years his junior and was a joy to look at and talk with. She had a great figure that was a little on the chubby side, but not fat, just the way I like women. She has brown hair, bright green eyes, and an easy smile, her personality was bubbly with a great sense of humour.Soon after midnight I said my goodnights, got a lovely little kiss on my lips from Louise, and went to my room. I was really tired, but as there was an en-suite shower room, I decided to have a quick shower before getting naked, as usual, into bed and in no time I was fast asleep. When I woke I realised someone was in my room. It was Simon with a huge mug of steaming coffee. "The morning is ours", he said, "Lou has gone shopping and we are meeting her in town later for.
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