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Reinsurance is how the insurers lay off the risks that are too big and can’t be completely spread around. The reinsurers don’t sell to the public. They are, therefore, less regulated. They sell to the insurers, and they don’t pay unless the loss is very large, but the risk is large too. They are small companies and often more profitable. However, whereas the insurer will only fail if it breaks the rules, cheats, gets stupid, or just grossly incompetent. The reverse is true for the reinsurer, which is at the mercy of every business risk and what are clearly the acts of a cruel god, called Disaster. Hugo was the minion of that god.Big, powerful, and merciless Hugo swept inland and caused catastrophic damage to all manner of businesses, persons, and governments, which were insured by insurers who would come looking to reinsurers like my dad, Roger Singleton. How he got the money to cover his losses, I will never know, but a dark shadow had enveloped what had been until then my bright. “ Keep still slave”Again the crop strikes CRACKKK, another screech is heard and ts wriggles and squirms in painThe next two come in quick succession WHAPPPPPP, WHAPPPPP, ts cries uncontrolably as the pain sears into her ass. Another two strikes come THWACKK, THWACKK. ts now sobs, cries and squeals into her gag unable to control herself as she squirms, wriggles on her bed.“ We are almost done now. I have just one more implement that I have been instructed to use on you” so saying the man reaches into the box for the tawse.“ You will not the significance of leaving this for last wont you bitch? “ not really expecting an answer from the bound hysterically sobbing girlHe holds tightly onto the tawse and brings it down across both of her already bruised ass cheeksTHWACKKKK, THWACKKKKWHAPPPPP, WHAPPPPPCRACKKKK, CRACKKKKts could not believe the heat and pain that exploded across her ass she screams into the ball gag, never had she been tawsed so hard on her bare cheeks.The stranger leans.
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